Transcript of the above video:

As the title of this video suggests, we are discussing Foreign Insurance Certificates in the context of Thai Retirement Visas. For those who are unaware, what are we talking about here? Well Foreign Insurance Certificates, for those who have to get a Thai Retirement Visa especially an O-A Retirement Visa issued from a Thai Embassy abroad or outside of Thailand and for those who want to come into Thailand using that O-A you have got to get a certificate, a document that shows that you are insured 400,000 Baht inpatient, 40,000 Baht outpatient with a policy that comports with Thai law. 

A recent comment on our channel actually put a pretty fine point on this and I thought was rather insightful so I decided to go ahead and do a video on this. Quoting directly: "The biggest challenge is the wording of the Foreign Insurance Certificate. Rather than stating the minimum requirement for insurance, it uses this "in accordance with Cabinet resolution dated 2nd April B.E. 2562" which basically means that no foreign company will sign off their certificate because they don't know what the Cabinet resolution requires. If they corrected the Certificate wording to be clearer, then this simply wouldn't be an issue.” Well I will say probably from the policy maker's standpoint or the adjudicator's standpoint the way it is written is the correct way; that is probably how they would say that. 

Yeah, this has been a real problem especially for overseas insurers where they see that "in accordance with" language and they shy away from it and I don't blame them because they don't know what all the implications of that could mean and they don't really want to be pulled into an adjudication in order to find out. So yeah, we have seen this come up in a lot of situations. Most of the internal insurance providers that are here in Thailand are very good at providing documentation such as this but unfortunately companies and operations abroad sometimes don't issue documentation that quite comports with what the immigration apparatus wants to see. 

Those who feel like they may be having an issue with respect to this overall nettlesome conundrum, it may not be a terrible idea to go ahead and contact a legal professional, try to gain some insight and guidance into how best to proceed.